Car Accident Injuries
Malnar Law is dedicated to handling claims related to car accidents. Victims of car accidents can recover monetary damages, especially if they or their passengers received bodily injuries. Colorado law requires that drivers carry insurance. This law ensures that people in car accidents have coverage to cover property and bodily injury damages. However, many insurance companies will offer a low settlement at first. Call Malnar Law today to ensure that you receive the full amount of coverage due.
Frequently asked questions about car accident claims
How does a car accident settlement work?
- First, the claim is processed at an insurance company’s data center. A computer program will analyze many factors relating to the crash. The first offer you receive from an insurance company is often based on this number, and any subsequent negotiations will follow from this number. A personal injury attorney should be skilled at understanding how different computer programs analyze a claim. The lawyer will be able to submit claims that the computer will understand correctly.
- If a health insurance company paid for your medical treatment, you or your attorney is required to reimburse the health insurance company. Collecting money from a health insurance company and a car insurance company at the same time is illegal. A medical payment policy as part of car insurance policy does NOT have to be repaid. The amount that must be repaid to a health insurance company can be negotiated, reduced or even waived depending on the circumstances of your case.
- Finally, your attorney will talk to an insurance adjuster. The insurance adjuster may negotiate with your attorney. If the amount the adjuster gives you is acceptable, the settlement may be complete. Your personal injury attorney will help you do the math: subtract what you owe to your attorney, reimbursement to health insurance companies, and other fees that may have to come out of this settlement.The decision is yours to make: you can either accept the settlement, renegotiate, or try your case in court. Malnar Law will be able to give you quality legal advice, unique to your situation, about what you can reasonably expect to recover and what you should do next.
How much is a car accident settlement normally worth?
The average cost of a car accident with injuries in the Unites States is estimated at $130,000. The average settlement from an insurance company is estimated at just $15,000! This includes damages to your automobile, medical treatment costs, physical therapy, emergency services, lost wages and future lost income. A personal injury attorney can help you get the additional money to recover and take care of your family.
What if the person who caused the accident doesn’t have insurance or doesn’t have enough insurance?
An insurance company will often recognize this circumstance as an opportunity to pad their bottom line. An attorney can help you first get the necessary money from the at-fault drivers insurance, and then assist in you filing a claim against your own insurance company for “uninsured motorist insurance.”
Will a car accident claim increase your premiums?
Not usually. This is normally not allowed under Colorado Law. Call us for more details relating your unique circumstances.
Why hire a personal injury attorney?
Car accidents are the most common type of personal injury. If you’ve been injured by a motor vehicle there are usually multiple insurance policies in place to protect your interests and make sure that you are made whole. Don’t use just any attorney; use a lawyer that regularly handles these cases and knows how to litigate your case against the insurance company. Remember, your under-insured motorist coverage includes you as a pedestrian or while you ride a bike. Hire an attorney that’s not going to short change your claim.